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FDIC Transaction Account Guarantee Program

Surrey Bank & Trust is participating in the FDIC’s Transaction Account Guarantee Program.
Under that program, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount of the account through June 30, 2010.

Coverage under the Transaction Account Guarantee Program is in addition to, and separate from, the coverage available under the FDIC’s general deposit insurance rules.

The Transaction Account Guarantee Program covers non-interest bearing accounts, including low-interest NOW accounts (defined as NOW accounts with interest rates no higher than 0.50 percent) and Interest on Lawyers Trust Accounts (and functionally equivalent accounts).

If you have an account that is sweeping into an interest-bearing account such as a Surrey Sweep Account, the funds in the interest-bearing account are not eligible for the full guarantee provided under the Transaction Account Guarantee Program.

Accounts earning a rate in excess of 0.50% will receive the standard coverage under the FDIC’s general deposit insurance rules ($250,000 per depositor).

For more information, visit www.fdic.gov